| With Effective From : 01-05-2023 | ||
| Type of Loan | Rate of Interest(%) p.a. | Discount(regular monthly installments)% |
| Ordinary Loan | 16.00% | 4.00% |
| Unsecured cash credit | 16.00% | - |
| Gold Loans | 11.00% | - |
| Gold Loans EMI | 11.00% | 1.00% |
| Godown Loans | 10.00% | - |
| Car Loans (Personal use only) New | 8.50% | - |
| Car Loans (Personal use only) Old | 11.50% | 1.00% |
| Two Wheeler/ House hold articles | 13.00% | 2.00% |
| Three Wheeler and above/ Commercial vehicles/ Old Commercial Vehicle loans | 12.00% | 2.00% |
| NSC/ KVP Loans | 12.00% | 2.00% |
| Plot Purchase and Plot Mortgage Installment Loans | 13.00% | 2.00% |
| Mortgage Loans | 12.00% | 1.00% |
| House Purchase Loan | 9.00% | - |
| House Purchase Loan Commercial | 10.50% | 1.00% |
| House Construction Loans(Residential Purpose) | 9.00% | - |
| House Construction Loans(Commercial Purpose Purpose) | 10.50% | 1.00% |
| Secured Cash Credit Loans/ Gold against Secured Cash Credit Loans | 13.00% | 3.00% |
| Loan/OD against FD | FD Rate + 2.00% | - |
| Loan/OD against FD – Third Party | FD Rate + 2.00% + 0.50 | - |
CTS 704,705 Raviwarpeth, Belagavi
+0831 4208224,4208225
sbc.bank@belagavibasaveshwarbank.com
